Insurance

Through our diverse access to products and experienced professionals, we offer many insurance solutions, such as:

Life Insurance

With life insurance, a client can protect loved ones and enjoy tax benefits with certain policies. With access to a number of different life insurance options, including term, whole life, universal life, and variable universal life insurance, we strive to find the most up-to-date, efficient, and cost effective programs for you based on your unique needs.

Long-Term Care Insurance

Typically not covered by health insurance, long-term care is costly and can significantly deplete assets. Long-term care insurance can help pay for a care plan and we can help you determine opportunities for protecting your assets and retirement income.

Disability Insurance

How would you supplement lost income if you were unexpectedly injured or disabled? Unfortunately for many, it could mean dipping into your savings or future retirement income. Disability insurance can serve as the cornerstone of individual and business income and expense protection. We can structure coverage to help protect personal and business income against catastrophic loss due to an injury or long-term illness.

Key Employee Insurance

It is important for business owners to protect their business. Key employee insurance is life insurance on a key employee or partner, with the business serving as the beneficiary. With this insurance, you may be able to offset a risk by reimbursing your business for economic losses that occur when a key executive of the company dies. We can help you determine your business’ key personnel and evaluate options for this liability.

Business Buy-Out Agreements

Every business owner should understand the importance of a buy-out agreement and what it means for their business. The purpose of these agreements are to set an expectation as to what happens if one of the business owners leaves the partnership or wishes to sell their share. We can help draft up these agreements and answer any questions you may have.

Business Insurance

You’ve worked hard to grow your business, so it’s crucial to make sure it is adequately protected. Whether you have hard assets that need insurance or soft assets needing protection, we can help.

We are committed to helping you pursue your financial goals of accumulating and preserving your wealth. Your financial security will always be our number one priority.